Apply Now! The Easiest Way to Get a Credit Card in India

credit card in India
credit card in India

The advent of technology and the acceleration in the financial domain has significantly transformed the way people carry out monetary transactions. Nowadays, it’s all about digitization and minimalistic paperwork. One masterstroke of technological innovation is the widespread usage of credit cards, particularly in India, which is among the fastest-growing credit card markets globally.

The Role of Credit Cards in Modern Financial Transactions

Credit cards have dramatically simplified the process of immediate financial needs. They are secure, flexible, and convenient and offer a range of lucrative features. Obtaining a credit card in India has become relatively easier over the past decade, thanks to leading financial institutions like Bajaj Finserv.

Bajaj Finserv, a leading non-banking finance company in India, in partnership with RBL Bank and DBS Bank, offers feature-rich credit cards that come with many benefits and credit card offers. This article guides you through the process of obtaining a credit card in India and highlights the benefits of co-branded credit cards offered by Bajaj Finserv.

Why Choose a Bajaj Finserv RBL Bank and DBS Bank Credit Cards?

Before we delve into the application process, let’s first understand the benefits of opting for a credit card from Bajaj Finserv. The company’s collaborations with RBL Bank and DBS Bank bring a plethora of advantages to the cardholders.

1. Wide Range of Offers: Bajaj Finserv offers a wide range of credit cards catering to different requirements ranging from travel and dining to shopping and entertainment. Each card is loaded with unique features and benefits that enhance the cardholder’s experience.

2. Reward Programs: Both the Bajaj Finserv RBL Bank and DBS Bank Credit Cards’ holders can earn rewards on every purchase. These rewards can be redeemed for attractive gifts, discounts, or cashback offers.

3. Co-branded Benefits: Co-branded credit cards from Bajaj Finserv come with additional benefits linked to the partnering brand. For instance, if you often shop from a particular brand, having a co-branded credit card can help you avail of exclusive discounts, rewards, and offers.

4. Enhanced Security: The credit cards offered by Bajaj Finserv come with advanced security features, ensuring safe and secure transactions. These cards are equipped with a microchip and PIN, providing an extra layer of security from fraudulent activities.

5. EMI Facility: Bajaj Finserv credit card users can avail of the EMI (Equated Monthly Installment) facility, enabling them to break their large purchases into smaller, manageable bits, without stressing their budget.

How to Apply for Bajaj Finserv RBL Bank and DBS Bank Credit Cards?

The application process for obtaining a credit card in India, particularly from Bajaj Finserv, is quick, easy, and hassle-free.

1. Visit the official website of Bajaj Finserv or Bajaj Finserv App.

2. Click on the ‘Credit Card’ under the ‘Cards’ category.

3. Choose either the RBL Bank or DBS Bank credit card as per your preference.

4. Fill in the application form with the necessary details.

5. Submit the application form along with the required documents, including identity proof, address proof, income proof, etc.

6. After a thorough examination of your application, the company will dispatch your credit card.

The perks of owning a credit card, especially a co-branded one from Bajaj Finserv, are many. Whether it’s the fantastic reward programs or the flexibility of usage, these cards cut through the noise and deliver an outstanding experience. Apply today and make the most of your purchasing power with a Bajaj Finserv Credit Card.


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